foreclosure debt assistance, bankruptcy may help  
FLORIDA BANKRUPTCY  
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MIAMI BANKRUPTCY ATTORNEY

PHILLIPS LAW GROUP, P.A.
16375 NE 18th Avenue, Suite 304
North Miami Beach FL 33162
Office: 305.684.3328
Fax: 866.464.2828
Licensed in New York, New Jersey and Florida

Whenever the economy slows down many attorneys want to begin working with debt related issues. The better law firms will hire lawyers who have handled many cases related to credit card debt as well as all types of secured and unsecured debt and bankruptcy. One thing to watch for is a law office which has a sign on the door offering personal injury law, marital law, child custody, business contracts and employment law in addition to bankruptcy. This by itself is not necessarily bad as long as they have lawyers on staff who actually work on these types of cases. The only concern is that they don't just have one lawyer in the law firm who claims to be a jack of all legal trades. The Federal bankruptcy laws are complex, confusing and require attention to details; therefore we suggest working with a law firm that works exclusively with debt and bankruptcy. Most lawyers offer a first half hour or hour free. This is a great way to find out if bankruptcy is a viable option for you or for your business. This law office doesn't set a clock on the initial free consultation because these matters are generally more complex and more than an hour will be required to consider all the options available to you under the law. Please check with this Miami bankruptcy attorney for more information.

Please click here if you would like to have a free, no cost or obligation consultation with a Miami bankruptcy attorney.
 


 
 

LOAN MODIFICATION
It's no secret a lot of homeowner's are "under water" on their home loan. This means that the value of the home is lower than the mortgage balance. Some people walk away and hand over their home to the lending institution. It is always wise to get legal advice before doing something drastic. Let's meet and discuss your options. Maybe bankruptcy will be a good solution to your financial problems or maybe some type of negotiation with the bank would be best for you. Let's talk about your options!

FORECLOSURE DEFENSE
Some law firms like to offer foreclosure defense. We like to offer options. Let us take a no cost, no obligation look at your financial situation and see what is the best solution for you.

CREDIT COUNCELING
Credit counseling organizations serve a great purpose. They will often negotiate with your credit card companies to get you a lower rate. Maybe an attorney who works with debt problems can help negotiate on your behalf. Maybe bankruptcy is a better option for you. You'll never know until you call us for a free consultation.

WHAT TO DO?
All of the above are great options and possible alternatives to filing for bankruptcy. For many hard working, honest people bankruptcy becomes the best possible option. Let's meet and go over all of your options.


 
  

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